A VA Loan Advantage That Helps Your Clients Keep More Money Upfront
VA loans are known for offering flexibility and borrower-friendly features. With PrimeLending VA loans, one added benefit is that lender fees are waived*, which can help your VA-eligible clients keep upfront costs lower and preserve cash for closing, moving, or reserves.
What this can mean for your clients:
•
No lender fees at closing
•
More room in their budget for moving expenses or reserves
•
A benefit available to eligible VA borrowers
If you are working with VA-eligible buyers, I am happy to walk through how PrimeLending’s VA options work and when this benefit may be a helpful fit for your clients.
Weekly Market Update
If you’ve been watching rates and wondering how they connect to your own plans this year, you’re not alone. In these weekly market updates, there are always a handful of key numbers included to help explain what may impact borrowing costs and home decisions in the months ahead.
One of the first things to pay attention to is consumer sentiment, which reflects how confident people feel about their finances and the economy. When confidence is strong, more buyers tend to step into the market and sellers feel comfortable listing their homes. When confidence softens, people often take a step back and wait. What this could mean for you: changes in confidence often show up in the housing market before you see them in prices.
What this could mean for you: changes in confidence often show up in the housing market before you see them in prices.
Then there’s inflation expectations, both over the next year and further out. This tells us what people think will happen to prices in the future. When those expectations start to ease, borrowing conditions often improve over time. When they rise, rates can feel more pressure.
If you’re looking to buy or refinance, this can offer early clues about where rates may be headed.
Another number to keep a close eye on is initial jobless claims, which tracks how many people are filing for unemployment benefits for the first time. It’s one of the quickest ways to spot changes in the job market. A steady job picture usually supports housing activity, while sudden shifts can signal broader changes ahead.
What this could mean for homebuyers and homeowners: job stability plays a big role in how confident people feel about buying, selling, or making a move.
Finally, there’s the 10-year Treasury yield. This is used for benchmarking mortgage rates because it lines up closely with how long people typically stay in a home, usually around seven to ten years. Since those time frames match, changes in the 10-year Treasury often give an early signal of where mortgage rates may be headed.
Why we watch it: this is one of the first places to look when rate trends start to change.
Sharing these numbers with you is important because no single stat tells the whole story. Together, they help explain why the market feels the way it does and what may be coming next. The goal of these weekly updates is to give you clear, helpful context so you can feel more confident about your timing and home loan options.
As we continue through the year, these updates will keep breaking down what’s happening and why it matters. And if you ever want to talk through what this means for you, just reply directly to these emails to start a conversation.
Rate info as of 12/19/2025, subject to change. Not financial/investment advice, consult a financial advisor for your specific situation.
