We’re seeing the best 30-year fixed pricing in three years, which is improving monthly affordability for buyers who may have been stuck or hesitant. This is a good window to rework numbers, reset price ranges, and get deals moving again.
If you have buyers you want to revisit, we can run updated scenarios quickly and help support those conversations.
Rate info as of 1/16/26, subject to change.
Weekly Market Update
Mortgage rates decreased this week while market activity showed how quickly sentiment can shift. Financial markets moved back and forth as investors reacted to economic data and ongoing questions about inflation and Federal Reserve policy.
The job market remains a key focus. Layoffs continue to stay low, which is positive for the economy but also gives the Fed less urgency to make quick policy changes. Inflation expectations are still elevated enough to matter, especially as wage growth and government involvement in housing remain part of the broader picture.
In the mortgage market, activity picked up noticeably. Mortgage application volume increased, a sign that buyers and homeowners are staying engaged as market conditions shift.
Policy and political developments stayed in the background but remain important. Ongoing discussions around tariffs, housing finance oversight, and future Fed leadership are issues markets are watching closely as potential drivers later this year.
Overall, markets are still waiting for a clearer signal on what comes next. Until then, short-term swings are likely, even if the longer-term outlook remains relatively stable.
Rate info as of 01/16/2026, subject to change. Not financial/investment advice, consult a financial advisor for your specific situation.
