Welcome to Blain Realty Inc.

November 14, 2025

Single-income buyers are a growing segment — and they’re more qualified than many assume.

Today’s loan programs give these clients realistic pathways to purchase without overstretching their budget.

What’s working in their favor right now:

•	Low-down-payment options that keep cash-to-close accessible.

•	Eligibility for gift funds and down payment assistance*.

•	Flexible qualifying options that support buyers with strong credit and stable income.

How you can support these clients:

•	Help them define a comfortable monthly payment range early.

•	Encourage a quick credit check to identify easy wins.

•	Connect them with programs designed specifically for one-income buyers.

If you have single-income clients exploring homeownership, I can help you guide them through the process and show what’s possible in today’s market.

Let’s Talk

*Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

Weekly Market Update

Mortgage rates fell flat this week, creating a brief stretch of consistency before several key economic reports are released. Those updates will shape where rates move next, so this period is giving buyers and homeowners a clearer view of today’s numbers while everyone waits for the data that will set the tone heading into December.

Recent inflation readings have shown progress in some areas, and hiring has cooled slightly in select sectors. Both trends help ease rate pressure, but the market is waiting to see whether upcoming reports confirm that momentum. Until then, rates are holding in a relatively narrow range.

For homebuyers, this stability makes it easier to evaluate what’s possible right now — especially if you’ve been tracking payments or comparing scenarios. For homeowners exploring a refinance or equity options, it’s a good time to review where you stand and see whether the next few weeks could present an opportunity.

Bottom line: Rates are steady today, but the direction from here will depend on new economic data. If you’re considering a move, this is a good moment to get aligned on your options so you’re ready to act when the market shifts.

Weekly Snapshot:

•	Consumer Sentiment: 50.3 (Nov 2025, preliminary)

•	Inflation Expectations: ~4.7% (1-year) / ~3.6% (long-run)

•	Initial Jobless Claims: ~226,000

•	10-Year Treasury Yield (as of 11/14/25): ~4.13%

If you’d like help understanding how today’s numbers translate into real scenarios — whether for a purchase, a refinance, or long-term planning — I’m here to walk you through it. A quick check-in now can give you the clarity you need before the next round of market movement arrives.

Rate info as of 11/14/2025, subject to change. Not financial/investment advice, consult a financial advisor for your specific situation.

Keep your clients ahead of the curve. I’m available to walk through how this week’s market signals could support your buyers, listings, and upcoming pipeline.

Waived Appraisal Fee on all VA loans,
during the month of November 2025!
Learn more here!On Veterans Day, we extend our deepest gratitude to all who have served in the armed forces, protecting our freedoms and ensuring our safety. The bravery and sacrifice of all our service members are truly appreciated and honored today and every day.As a Veteran owned & operated mortgage banker, we recognize and respect the dedication and commitment of our veterans. Their service has made a lasting impact on our country, and we are forever grateful.

Wishing you and your family a Happy Veterans Day.

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