Down Payment Holding Clients Back? This Option Changes That
Saving for a down payment is one of the biggest reasons buyers delay their purchase. There are options that can help them move forward sooner.
USDA loans are available in more areas than most people expect and may offer a low to no down payment for those who qualify
If upfront costs are their main hurdle, a USDA loan could help your client get into a home without waiting years to save.
Weekly Market Update
Mortgage rates increased this week amid rising global tension and added pressure on inflation.
The Federal Reserve met earlier this week and chose not to make any changes. They’re still waiting for inflation to come down before taking the next step, and right now, that progress has slowed.
Part of the reason is overseas. Tensions involving the U.S. and Iran have pushed oil prices higher, and that’s starting to show up in everyday costs like gas. When those costs go up, it makes it harder for inflation to move lower.
For anyone thinking about buying or refinancing, this kind of market gives you a little more control. When big changes aren’t happening week to week, you have more room to plan instead of feeling like you have to rush.
The job market is also holding steady. Layoffs remain relatively low, which is helping support buyers who are financially ready to move forward.
The market isn’t swinging sharply in either direction. It’s moving at a steadier pace. And in a market like this, your timing matters more than trying to guess the market’s next move.
If you’re considering a purchase or want to see what options look like today, this is the kind of environment where having a plan can make a real difference.
Rate info as of 03/19/2026, subject to change. Not financial/investment advice, consult a financial advisor for your specific situation.
